Tuesday, August 26, 2008

Financial Fiasco

I'll get back to France soon - for now...

Like most students, I support myself during the academic year by borrowing large amounts of money generously fronted to me by banks and guaranteed by good ol' Uncle Sam. He may want his many nieces and nephews educated but he wants 'em to do it on their own dime. Ain't America grand? As most of you know, one must apply for these funds through the college or university they attend. Then, after taking tuition and fees, the financial aid office, or FAO, disperses the remainder. Recently, I was duped into what I can only call a "scheme" as a result of the following conversation, paraphrased by yours truly:

Me, arriving at FAO: "Excuse me, good sir, but would you be kind enough to tell me when I might expect my educational loan check to be available for pick up?"

Deceitful FAO employee, looking deceptively sympathetic: "Dear me, I'm afraid to tell you checks won't be available for several days."

Me, brow furrowing in concern: "Oh, drat. I do believe my bank roll is growing terribly small and I still need to purchase books for school and essentials from the grocer. What ever shall I do?"

Treacherous FAO employee: "There is one thing that might speed up the process. You seem to be a decent, thoroughly-modern sort of chap. Maybe you'll be keen to hear about a new-fangled way of getting funds: E-leck-tron-ic deposit. It's becoming quite the rage with forward-thinkers. Why be stuck back in the Dark Ages, standing in line with all the other simple-minded saps, waiting to pick up an old-fashioned, paper check when you can join the way of the future by signing up for E-leck-tron-ic deposit? If you sign up for this free service today your money will be sent directly to your bank so you won't have to do a thing. Plus, you'll get your funds TWO DAYS earlier than if you were dull enough to do things the drab, boring, old way."

Me, poor trusting dolt, wanting oh-so-much to join the future today: "Ooh-eee! That does sound mighty fine, what to get my funds early AND not have to wait in that line. What do I do?"

Demonic FAO employee, grinning greedily: "Just sign here and I'll take care of the rest."

If you couldn't tell from the narrative, things didn't end up working exactly as I was promised. I did eventually get my funds and I didn't have to pick up the check. But I didn't receive them early at all. In fact, I got them five days late and only after I stood in the long line to pester the FAO on TWO separate days. Boooo!!!!! Hiss!!!!!!

P.S. The reprobate FAO employee that sold gullible me on this pipe dream of banking convenience? Well, the FAO claims to have no knowledge of him - said they never had an employee by that name - said I must have been mistaken or imagined it. But how can I make a name like "Beelzebub?"

8 comments:

jllowoolsey said...

Geez, it's about time you posted! Anyhoo, I HATE financial aid, I mean HATE!! And you put it so perfectly. Sorry it was such a hassle, but glad you finally got it all.

Rick said...

Yeah, sorry about the lag in posts - I promise to be better in the future. And I'm glad to hear that you also share my hate of financial aid. i think hate is meant to be shared. :)

Babe in Boysland said...

I'm sad about your little financial snag, but delighted that you used the word "retrobate". Simply delighted.

Laura said...

Absolutely BOO and HISS! What a pile.

Rick said...

A pile, indeed. Unfortunately, not a pile of money...

Heidi & Oliver said...

Way to get sucked in - we can also count on you for that and then the great story that comes thereafter! Thanks for the bad life experiences that have us all living so vicariously!

Rick said...

Well, if SOMEONE'S life has to suck I guess I'm glad it's mine. Wait, that doesn't sound quite right...

Chris said...

It's a lot funner to live on student loans (even if they arrive a week late) than to have to repay them after graduating from law school. Enjoy being a 2L!